Andor Cards provides an FCA-regulated prepaid card platform designed specifically for the Health and Social Care sector, enabling safe, transparent, and flexible management of funds for care providers, residents, and their support networks. The platform supports a person-centred approach, promoting choice and independence while maintaining strong financial controls and oversight.
For care home residents, individual prepaid cards can be issued to manage personal allowances and day-to-day spending in a secure and dignified way. The platform allows spending to reflect each resident’s preferences and needs, supporting autonomy while reducing the risks associated with cash handling. Cards can be restricted or configured in line with care plans, safeguarding requirements, and organisational policies.
Next of kin and authorised representatives can be granted appropriate oversight through controlled access to balances, transactions, and reporting. This transparency helps build trust and reassurance, enabling families to understand how funds are being used without removing the resident’s independence. Permissions can be tailored to reflect individual circumstances and consent arrangements.
The platform also supports staff cards and carer cards, allowing care providers to manage expenses, delegated spending, and purchasing on behalf of residents or the organisation. A structured hierarchy of access ensures staff only see and manage what is relevant to their role, supporting segregation of duties and strong governance. Managers benefit from a bespoke reporting suite, offering real-time insights, audit trails, and downloadable reports to support compliance, internal controls, and regulatory requirements.
Built with flexibility at its core, the Andor Cards platform can be configured to meet the specific operational, safeguarding, and reporting needs of each care provider. By combining regulatory assurance, robust oversight, and user-focused design, Andor Cards delivers a secure and adaptable solution that puts choice, transparency, and control at the heart of Health and Social Care finance management.